Luxury Commerce

Stop managing five banking relationships across five trading hubs

Strong fit for luxury commerce businesses expanding into new geographies faster than traditional banking relationships can support.

Solutions by Role

For CEOs

Your suppliers shouldn't dictate your bank.

  • Infrastructure ownership. Your payment rails, your rules—not subject to correspondent banking restrictions.
  • Geographic independence. Accept and send payments across Monaco, Singapore, Hong Kong, Dubai without separate banking relationships.
  • Faster decision cycles. Move in hours instead of waiting for bank approvals.

For Sales

The supplier who won't wait chose you.

  • Underbanked corridor access. India-Israel, UAE-Asia, and other restricted corridors where correspondent banking has tightened.
  • Supplier relationship advantage. Faster settlement means preferred allocation, better terms, first look at inventory.
  • Speed as differentiator. When a $400K piece appears and the seller needs funds by Thursday, you're the buyer who can close.

For CFOs

That wire cost you $4,200. This won't.

  • 50-80% fee reduction on cross-border settlement versus correspondent banking chains.
  • Transparent FX at execution. Lock rates at transaction confirmation—no more discovering the spread after funds arrive.
  • Exotic corridor economics. INR, ILS, AED, HKD conversions without the premium your bank charges.

For Operations

Friday wire, Tuesday arrival. Fixed.

  • Same-day settlement. That deposit sitting in correspondent banking until Tuesday? Cleared before the weekend.
  • 24/7 availability. Markets don't close for bank holidays. Neither should your payment infrastructure.
  • Consolidated reconciliation. One view across Antwerp, Mumbai, Tel Aviv, Dubai, Hong Kong.

Industry at a Glance

54+

Countries represented in a single auction season

$26K–$500K

Typical transaction range across segments

70

New UHNWIs created globally every day

5

Trading hubs requiring separate banking

Segments We Serve

Specialized stablecoin advisory for every corner of luxury commerce.

Fine Jewelry Retail

Five trading hubs, one settlement platform.

Supply chain structurally touches Antwerp, Mumbai, Tel Aviv, Dubai, Hong Kong—each with different banking systems and currencies. US luxury fine jewelry market at $11.5B growing 5.2% annually.

Luxury Watch Secondary

Transaction values too large for cards, too frequent for bespoke treasury.

Average transactions $26K-$145K in the "awkward middle"—card interchange at 2.5-3.5% makes card acceptance cost-prohibitive. Global market at $43-48B.

Fine Art Auction Houses

Cross-border transactions up 27% while market contracted.

Buyers from 54+ countries creating multi-currency exposure on $1M-$13M+ transactions. EU AML directives now explicitly cover art transactions above €10,000.

Private Jet Charter

Wire economics without wire friction.

Large cabin segment growing 5.5% annually. High-risk merchant classification creates rolling reserves regardless of individual operator track record.

Collector Car Auctions

Monterey Week settlement without the bottleneck.

11% of annual volume clears in days during concentrated events. 73% sell-through rate means hundreds of simultaneous high-value settlements.

Superyacht Charter Brokerage

APA reconciliation without the spreadsheet.

Payment windows stretch 180+ days from deposit to final settlement. Multi-party flows between charterer, broker, central agent, owner, and captain—often across four currencies.

Ready to own your payment infrastructure?

Let's discuss how stablecoins can help you expand into new geographies without waiting for banking relationships.

Schedule a Consultation